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Chapter 13 may be appropriate for Debtors who seek to retain certain assets through a repayment plan.
Where can I get more information about bankruptcy and bankruptcy procedures? Can the Court waive the bankruptcy petition filing fee? Some attorneys may offer a free initial consultation. The easiest way to get free or inexpensive bankruptcy advice is to make an appointment with a private attorney.After a Debtor has filed a case (i.e., "petition"), creditors must stop all collection efforts against the Debtor for a period of time, unless they get permission from the bankruptcy court to continue. For filing requirements, please refer to the United States Bankruptcy Code (Title 11, United States Code), the Federal Rules of Bankruptcy Procedure (Bankruptcy Rules), and the Local Rules of the U. Bankruptcy Court for the Middle District of Florida. Only a licensed attorney can give you legal advice.This protection from collection efforts is referred to as the "automatic stay."The Bankruptcy Code and Federal Rules of Bankruptcy Procedure determine which chapter one is eligible to file, which debts can be eliminated, how long repayment must continue, which possessions can be kept, etc. Bankruptcy petition preparation services are listed in the telephone book.